Loans to buy a business...and build yours

Get your personalized rate Pictured: Celina Hatt of Pawsh Place Veterinary Care

Wondering how to get a loan to buy a business? We offer business acquisition loans up to $500k for businesses looking to grow through the acquisition of another similar business. To start the process of getting a business acquisition loan with Funding Circle, there are a few stipulations to consider:

  • Your current business must have been up and running for a minimum of two years (we don’t offer start-up loans)
  • You must be buying a business with a similar scope or function

If you’re still ready to move forward with acquisition financing to expand your business we offer:

  • Funding in as few as 10 days
  • Annualized interest rate and fixed monthly payments
  • Transparent rates and a simple, one-time origination fee
  • Outstanding service with a dedicated loan specialist
Funding Circle can help you with business financing for your business Click on Apply Now to check your eligibility

What we offer

Rates starting at 4.99%1
Loans from $25K-$500K over 6 months-5 years
A decision in as little as 24 hours after document submission

Success Story

"We create so many different products now that we often have to buy in bulk--and we don’t always have finances to purchase that much in advance. Our loan gave us the ability to make those investments, and the freedom to do exactly what we want to do with our business."

- Ryan Lane of Dream Beard
Loan Details
$2230/mo. for 12 months

A cut above the rest

If you need business funding, this is your place. They were a lifesaver!


No hassle, speedy, great rates and excellent customer service. Definitely recommend!
- Debbie


Thanks to the Funding Circle team for the support. The loan application process was simple to follow and processed quickly. They stepped in to support my business when the banks were useless.
- David

based on reviews

Our quick and easy application

Small Business Loan Eligibility

Apply online

In 6 minutes

Submit your initial application in just a few clicks.

Small Business Loan Support

Hear from us

Within 1 hour

Your personal account manager is available to help you collect your documentation and answer any questions.

Small Business Loan Decision

Get a decision

in as little as 24 hours

Your underwriter will review your completed application and may call to get to know your business more.

Small Business Loan Funded

You get funded

In as few as 5 days

Once you’ve accepted your offer, you’ll receive the funds within days.

Why Funding Circle

Funding Circle was created with a big idea: to revolutionize the outdated banking system and secure a better deal for everyone. We're the world’s leading marketplace exclusively focused on small businesses. Our U.S. co-founders started Funding Circle because they were small business owners themselves and had experienced first-hand how difficult it can be to access affordable and transparent financing. So they set out to build a better solution for American small business owners.

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Have any questions?

Account Manager

Give us a call!

(855) 385-5356

Our dedicated loan specialists are here to help you.

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Download your guide to business loans. See how we compare to other lenders.

Frequently Asked Questions

Why should I get an acquisition loan from Funding Circle as opposed to a bank or other lender?
How long does it take to apply for working capital through Funding Circle?
What documentation is required with my Funding Circle application?
What is a business acquisition loan?