Small business loans for women

Get your personalized rate Gabriela Hernandez of Besame Cosmetics

Over 30% of US businesses are owned by women — but then why do women-owned small businesses only account for 4.4% of total approved business term loans nationwide?

At Funding Circle, we’ve set out to change that reality. Gender plays absolutely no role in our transparent, online loan application process. In fact, we are proud to support women small business owners nationwide, from veterinarians and salon owners to urgent care providers, retailers, and more. We’re invested in helping women-owned businesses like yours with low-cost business loans of up to $500,000. We offer:

  • A fast, efficient application process with an instant quote
  • Access to funding in as few as 10 days
  • Transparent rates and fees
  • Dedicated loan specialists
Funding Circle can help you with business financing for your business Click on Apply Now to check your eligibility

What we offer

Rates starting at 4.99%1
Loans from $25K-$500K over 6 months-5 years
A decision in as little as 24 hours after document submission

We've done the legwork to find the investors who want to invest in your business so you can:

Move or expand your space

Move or expand your space

Give your business room to grow with a bigger office, new location, or more warehouse space.
Refinance debt

Refinance debt

Convert high-interest debt into one monthly payment, with no prepayment penalties.

Buy inventory or equipment

Invest in new equipment and fulfill every order through bulk inventory purchases.
Hire more employees

Hire more employees

Take your business to the next level by expanding your team and adding new skill sets.
Move or expand your space

Move or expand your space

Refinance debt

Refinance debt

Buy inventory or equipment

Buy inventory or equipment

Hire more employees

Hire more employees

Our quick and easy application

Small Business Loan Eligibility

Apply online

In 6 minutes

Submit your initial application in just a few clicks.

Small Business Loan Support

Hear from us

Within 1 hour

Your personal account manager is available to help you collect your documentation and answer any questions.

Small Business Loan Decision

Get a decision

in as little as 24 hours

Your underwriter will review your completed application and may call to get to know your business more.

Small Business Loan Funded

You get funded

In as few as 5 days

Once you’ve accepted your offer, you’ll receive the funds within days.

Success Story

"I would recommend Funding Circle because they really get small business. The whole process is a lot smoother, faster, and more personalized than what you’d get from a bank."

- Viola Sutanto of Maika Goods
Loan Details
$2,400/month for 24 months

Supporting women-owned small business

According to a survey by the National Association of Women Business Owners, nearly 25% of female business owners decide not to seek a new term loan because they believe they won’t be approved. And their reluctance isn’t baseless: the research found that loan approval rates for women-owned companies are 15-20% lower than they are for male-owned businesses. Funding Circle believes that should change.

Why Funding Circle

Our U.S. co-founders started Funding Circle because they were small business owners themselves and had experienced first-hand how hard it is to access affordable and transparent financing. When they couldn’t get a loan to grow their small business — despite the company’s great success — they knew something was wrong. The traditional bank loan system was broken. So, they set out to build a better solution for American small business owners.

A cut above the rest

If you need business funding, this is your place. They were a lifesaver!


No hassle, speedy, great rates and excellent customer service. Definitely recommend!
- Debbie


Thanks to the Funding Circle team for the support. The loan application process was simple to follow and processed quickly. They stepped in to support my business when the banks were useless.
- David

based on reviews

Frequently Asked Questions

How does Funding Circle serve women in small business?
How does Funding Circle’s application process differ from other small business lenders who offer funding to women business owners?
How long does it typically take for a business to secure a loan from Funding Circle?
Do you offer small business loans for startups?
How do I qualify for a business loan?

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Have any questions?

Account Manager

Give us a call!

(855) 385-5356

Our dedicated loan specialists are here to help you.

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1 Rates may vary according to term and overall creditworthiness. To see what rate your business may qualify for, apply today at no obligation.